Terms & Conditions
Welcome to Koffex Insurance. By accessing or using our website, you agree to the following Terms & Conditions. Please read them carefully.
Last Updated: October 14, 2026
1. Website Use
This website is provided for general informational purposes and to help visitors learn about the insurance products and services offered through Koffex Insurance.
You agree to use this website lawfully and not engage in activities that could damage, disrupt, or interfere with its operation.
2. Insurance Products and Services
Koffex Insurance is an independent insurance agency that works with multiple insurance providers to help individuals and businesses explore coverage options.
Information presented on this website is general in nature and does not constitute an insurance contract, a binding offer of coverage, or a guarantee of eligibility.
All insurance products are subject to carrier availability, underwriting requirements, policy terms, conditions, exclusions, and applicable regulations.
3. Quotes and Coverage
Submitting a quote request or contacting Koffex Insurance does not automatically establish insurance coverage.
Coverage is not effective unless it has been approved and confirmed by the appropriate insurance provider.
Insurance quotes, premiums, and coverage options may vary depending on individual circumstances and provider requirements.
4. Accuracy of Information
We make reasonable efforts to keep the information on this website accurate and up to date. However, we do not guarantee that all information is complete, current, or free from errors.
We reserve the right to update or modify website content without prior notice.
5. Third-Party Websites
Our website may contain links to third-party websites or insurance providers. Koffex Insurance is not responsible for the content, privacy practices, or policies of these external websites.
6. Intellectual Property
All website content, including text, graphics, logos, and design elements owned by Koffex Insurance, is protected by applicable intellectual property laws.
Content may not be reproduced, distributed, or used for commercial purposes without prior written permission.
7. Limitation of Liabilit
To the extent permitted by applicable law, Koffex Insurance is not responsible for losses or damages resulting from reliance on general website information, website interruptions, or technical errors.
Nothing in these Terms & Conditions limits liability that cannot legally be excluded.
8. Governing Law
These Terms & Conditions are governed by the applicable laws of the State of Illinois, United States, without regard to conflict-of-law principles.
9. Changes to These Terms
We may update these Terms & Conditions periodically. Any changes will be reflected on this page with an updated revision date.
10. Contact Us
If you have questions regarding these Terms & Conditions, please contact us:
Koffex Insurance
16151 Weber Rd., Ste 204 Crest Hill, IL 60403
Phone: (815) 588-0200
Email: contact@koffexinsurance.com